:root{
  --bg:#F5F2EA;--paper:#FFFFFF;--ink:#13221E;--muted:#5A6863;--line:#E3DDCF;
  --brand:#0E5A48;--brand-ink:#FFFFFF;--brand-soft:#E3EFEA;--accent:#D98E2B;--accent-soft:#FBEBD3;
  --warn:#9A3B1E;--warn-soft:#FBE6DE;--radius:14px;--shadow:0 1px 2px rgba(19,34,30,.06),0 6px 24px rgba(19,34,30,.06);
  --font:system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif;
}
@media (prefers-color-scheme:dark){:root:not([data-theme="light"]){
  --bg:#0F1715;--paper:#16211E;--ink:#E8EEEB;--muted:#9AABA5;--line:#26332F;
  --brand:#3FB592;--brand-ink:#08130F;--brand-soft:#1A2E28;--accent:#F0B058;--accent-soft:#2E2414;
  --warn:#F09A7B;--warn-soft:#2F1C16;--shadow:none;color-scheme:dark;
}}
:root[data-theme="dark"]{
  --bg:#0F1715;--paper:#16211E;--ink:#E8EEEB;--muted:#9AABA5;--line:#26332F;
  --brand:#3FB592;--brand-ink:#08130F;--brand-soft:#1A2E28;--accent:#F0B058;--accent-soft:#2E2414;
  --warn:#F09A7B;--warn-soft:#2F1C16;--shadow:none;color-scheme:dark;
}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.6 var(--font);font-variant-numeric:tabular-nums}
a{color:var(--brand)}
a:hover{text-decoration-thickness:2px}
img,svg{max-width:100%}
.wrap{max-width:1040px;margin:0 auto;padding:0 16px}
.skip{position:absolute;left:-9999px}.skip:focus{left:16px;top:8px;background:var(--paper);padding:8px;z-index:9}

/* header */
.top{background:var(--paper);border-bottom:1px solid var(--line)}
.top .wrap{display:flex;align-items:center;gap:20px;min-height:60px;flex-wrap:wrap}
.logo{display:flex;align-items:center;gap:9px;font-weight:800;font-size:19px;color:var(--ink);text-decoration:none;letter-spacing:-.01em}
.logo b{color:var(--brand)}
.nav{display:flex;gap:4px;margin-left:auto;flex-wrap:wrap}
.nav a{color:var(--ink);text-decoration:none;font-size:15px;padding:6px 10px;border-radius:8px}
.nav a:hover,.nav a[aria-current]{background:var(--brand-soft);color:var(--brand)}
@media (max-width:640px){.nav{margin-left:0;width:100%;overflow-x:auto;flex-wrap:nowrap;padding-bottom:8px}.nav a{white-space:nowrap}}

.crumbs{font-size:13px;color:var(--muted);margin:16px 0 0}
.crumbs a{color:var(--muted)}
.crumbs ol{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:6px}
.crumbs li+li::before{content:"›";margin-right:6px}

/* hero */
.hero{padding:22px 0 8px}
h1{font-size:clamp(26px,4.4vw,40px);line-height:1.15;letter-spacing:-.02em;margin:8px 0 10px}
.lead{font-size:17px;color:var(--muted);max-width:68ch;margin:0}
.lead strong{color:var(--ink)}
.stamp{display:inline-flex;align-items:center;gap:8px;font-size:13px;color:var(--muted);margin-top:10px}
.dot{width:8px;height:8px;border-radius:50%;background:var(--brand);box-shadow:0 0 0 4px var(--brand-soft)}

/* layout */
.grid{display:grid;grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);gap:20px;margin:18px 0 8px;align-items:start}
@media (max-width:860px){.grid{grid-template-columns:1fr}}
.card{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius);padding:22px;box-shadow:var(--shadow)}
.card h2{font-size:19px;margin:0 0 14px}

/* rate panel */
.rate{background:var(--brand);color:var(--brand-ink);border:0}
.rate .lbl{font-size:14px;opacity:.85;margin:0}
.rate .big{font-size:clamp(52px,9vw,76px);font-weight:800;letter-spacing:-.03em;line-height:1;margin:8px 0 6px}
.rate .sub{font-size:14px;opacity:.9;margin:0 0 16px}
.mini{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin:0;padding:0;list-style:none}
.mini li{background:rgba(255,255,255,.12);border-radius:10px;padding:8px 10px;font-size:13px}
.mini b{display:block;font-size:17px}
@media (prefers-color-scheme:dark){.mini li{background:rgba(0,0,0,.15)}}
.count{margin-top:14px;font-size:14px;background:rgba(0,0,0,.14);padding:10px 12px;border-radius:10px}
.count b{font-size:16px}

/* form */
.tabs{display:flex;gap:6px;background:var(--bg);padding:4px;border-radius:12px;margin-bottom:16px}
.tabs button{flex:1;border:0;background:transparent;padding:10px;border-radius:9px;font:600 15px var(--font);color:var(--muted);cursor:pointer}
.tabs button[aria-selected=true]{background:var(--paper);color:var(--ink);box-shadow:var(--shadow)}
.hint{margin:0 0 16px;font-size:14.5px;color:var(--muted);line-height:1.5}
.hint b{color:var(--ink)}
.field{margin-bottom:14px}
.field label,.legend{display:block;font-weight:600;font-size:14px;margin-bottom:6px}
.field small{display:block;color:var(--muted);font-size:13px;margin-top:5px}
.in{position:relative}
.in input,.in select{width:100%;font:600 18px var(--font);padding:12px 14px;border:1.5px solid var(--line);border-radius:10px;background:var(--bg);color:var(--ink);font-variant-numeric:tabular-nums}
.in input:focus,.in select:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 3px var(--brand-soft)}
.in .suf{position:absolute;right:14px;top:50%;transform:translateY(-50%);color:var(--muted);font-weight:600;pointer-events:none}
.seg{display:flex;gap:8px}
.seg label{flex:1;position:relative;cursor:pointer}
.seg input{position:absolute;opacity:0}
.seg span{display:block;text-align:center;padding:10px;border:1.5px solid var(--line);border-radius:10px;font-weight:600;font-size:15px}
.seg input:checked+span{border-color:var(--brand);background:var(--brand-soft);color:var(--brand)}
.seg input:focus-visible+span{outline:2px solid var(--brand)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media (max-width:480px){.row2{grid-template-columns:1fr}}
details.opt summary{cursor:pointer;color:var(--brand);font-weight:600;font-size:14px;margin-bottom:10px}

/* result */
.res{margin-top:6px;border-top:1px dashed var(--line);padding-top:16px}
.res-main{display:flex;justify-content:space-between;align-items:flex-end;gap:12px;flex-wrap:wrap}
.res-main .k{font-size:14px;color:var(--muted);margin:0}
.res-main .v{font-size:clamp(30px,6vw,42px);font-weight:800;letter-spacing:-.02em;color:var(--brand);line-height:1.1;margin:0}
.kv{list-style:none;padding:0;margin:14px 0 0;display:grid;grid-template-columns:1fr 1fr;gap:8px}
.kv li{background:var(--bg);border-radius:10px;padding:10px 12px;font-size:13px;color:var(--muted)}
.kv b{display:block;color:var(--ink);font-size:17px}
.note{font-size:14px;border-radius:10px;padding:10px 12px;margin:12px 0 0;background:var(--brand-soft)}
.note.warn{background:var(--warn-soft);color:var(--warn)}
.note.acc{background:var(--accent-soft)}
.actions{display:flex;gap:8px;flex-wrap:wrap;margin-top:14px}
.btn{display:inline-flex;align-items:center;gap:6px;border:1.5px solid var(--line);background:var(--paper);color:var(--ink);padding:9px 14px;border-radius:10px;font:600 14px var(--font);cursor:pointer;text-decoration:none}
.btn:hover{border-color:var(--brand);color:var(--brand)}
.btn.pri{background:var(--brand);color:var(--brand-ink);border-color:var(--brand)}
textarea.msg{width:100%;min-height:150px;font:14px/1.5 var(--font);padding:12px;border:1.5px solid var(--line);border-radius:10px;background:var(--bg);color:var(--ink);margin-top:10px}

/* tables */
.tbl{width:100%;border-collapse:collapse;font-size:15px}
.tbl th,.tbl td{text-align:left;padding:10px 12px;border-bottom:1px solid var(--line)}
.tbl th{font-size:13px;color:var(--muted);font-weight:600;background:var(--bg)}
.tbl td.n,.tbl th.n{text-align:right}
.tbl tr.cur td{background:var(--brand-soft);font-weight:700}
.tbl td.na{color:var(--muted)}
.scroll{overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--line);border-radius:12px;background:var(--paper)}
.tag{display:inline-block;font-size:11px;font-weight:700;padding:2px 7px;border-radius:99px;background:var(--accent-soft);color:var(--ink);margin-left:6px;vertical-align:middle}

/* content */
.content{max-width:760px}
.content h2{font-size:clamp(21px,3vw,27px);letter-spacing:-.01em;margin:40px 0 12px;line-height:1.25}
.content h3{font-size:18px;margin:24px 0 8px}
.content p,.content li{max-width:70ch}
.formula{background:var(--paper);border:1px solid var(--line);border-left:4px solid var(--accent);border-radius:10px;padding:14px 16px;font-weight:600;margin:14px 0}
.faq details{background:var(--paper);border:1px solid var(--line);border-radius:12px;margin-bottom:8px}
.faq summary{cursor:pointer;padding:14px 16px;font-weight:650;list-style:none;display:flex;justify-content:space-between;gap:10px}
.faq summary::after{content:"+";color:var(--brand);font-weight:800}
.faq details[open] summary::after{content:"–"}
.faq summary::-webkit-details-marker{display:none}
.faq .a{padding:0 16px 14px;color:var(--muted)}
.faq .a p{margin:0}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));gap:10px;margin:14px 0}
.cards a{display:block;background:var(--paper);border:1px solid var(--line);border-radius:12px;padding:12px 14px;text-decoration:none;color:var(--ink)}
.cards a:hover{border-color:var(--brand)}
.cards a b{display:block;color:var(--brand);font-size:20px}
.cards a span{font-size:13px;color:var(--muted)}
.pager{display:flex;justify-content:space-between;gap:10px;margin:28px 0;flex-wrap:wrap}
.months{display:flex;flex-wrap:wrap;gap:6px;margin:10px 0}
.months a{font-size:14px;padding:5px 10px;border:1px solid var(--line);border-radius:99px;text-decoration:none;background:var(--paper)}

/* ads */
.ad{margin:24px auto;text-align:center;min-height:280px;display:flex;align-items:center;justify-content:center}
.ad ins{display:block;width:100%}
.ad.ph{border:1.5px dashed var(--line);border-radius:12px;color:var(--muted);font-size:13px;background:repeating-linear-gradient(45deg,transparent,transparent 10px,rgba(0,0,0,.02) 10px,rgba(0,0,0,.02) 20px)}
.ad-lbl{font-size:11px;color:var(--muted);text-transform:uppercase;letter-spacing:.08em;text-align:center;margin-top:24px}
.ad-lbl+.ad{margin-top:4px}

/* footer */
.foot{border-top:1px solid var(--line);background:var(--paper);margin-top:56px;padding:28px 0;font-size:14px;color:var(--muted)}
.foot .cols{display:grid;grid-template-columns:2fr 1fr 1fr;gap:20px}
@media (max-width:700px){.foot .cols{grid-template-columns:1fr}}
.foot a{color:var(--muted)}
.foot ul{list-style:none;padding:0;margin:0}
.foot li{margin:4px 0}
.foot h4{color:var(--ink);margin:0 0 8px;font-size:14px}
.disc{font-size:12px;margin-top:20px}

/* consent */
.consent{position:fixed;left:12px;right:12px;bottom:12px;max-width:560px;margin:0 auto;background:var(--paper);border:1px solid var(--line);border-radius:14px;padding:14px 16px;box-shadow:0 10px 40px rgba(0,0,0,.18);font-size:14px;z-index:50;display:none}
.consent.show{display:block}
.consent p{margin:0 0 10px}

/* tek form: yenileme bilgisi */
.hint{font-size:13px;color:var(--muted);margin:-6px 0 14px}
.yen{margin:0 0 10px;font-size:15px;display:flex;flex-wrap:wrap;align-items:center;gap:6px}
.yen .tag{margin-left:0}
.yen-nav{display:flex;justify-content:space-between;gap:8px;flex-wrap:wrap;margin-top:12px}
.btn.sm{padding:6px 11px;font-size:13px}
.res-rate{text-align:right}
.res-rate .rv{font-size:22px;font-weight:800;margin:0}
@media (max-width:480px){.res-main{flex-direction:column;align-items:flex-start;gap:6px}.res-rate{text-align:left;display:flex;gap:8px;align-items:baseline}.res-rate .k{margin:0}}
